Records the account holder's response to the report: `AGREE` acknowledges the fraud, `DISAGREE` contests it.
The answer is **not** sent to the settlement bank. It is stored and forwarded, together with the evidence files attached to the dispute, to the team that conducts the dispute in the scheme. Nothing about the dispute state changes here — answering records your side of the case, it does not close it.
Attach evidence **before** answering: the answer is what closes the package, and files added afterwards are refused with `409 conflict`.
The answer is sent once; a second call fails with `409 conflict`. If the answer was recorded but the forwarding has not gone out yet, repeating the call returns `202` and retries it without overwriting what was stored.
Request
This endpoint expects an object.
resultenumRequired
AGREE acknowledges the fraud; DISAGREE contests the report.
reasonstringOptional
Your defense, free text. Required on DISAGREE: a contestation with no justification supports nothing in the analysis. Files go through the evidence routes, before this call.
Response
Answer recorded and forwarded for analysis.
answeredAtdatetimeOptional